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Trust Gold International — Complete Guide

What Is TGI —
all 4 products, the mining margin,
and the full regulatory picture.

The complete, transparent explainer. Four gold purchase products compared side by side. Where the cashback comes from. What BaFin actually said. What the SKR confirms. No buried footnotes.

AuthorMaikel D. Andres
LocationTenerife, Canary Islands
UpdatedApril 2026
Read Time10–12 minutes

Why gold.
Why now.

There's an old saying that cuts through centuries of monetary complexity in four lines:

"Gold is the money of Kings. Silver is the money of Gentlemen.
Barter is the money of Peasants. Debt is the money of Slaves."

Read that again slowly. Now look at your bank account, your pension, your savings — and ask yourself which category most of it lives in.

Gold has preserved purchasing power for 5,000 years. Through wars, currency collapses, political revolutions, and every financial crisis that human ingenuity has managed to create, gold has held its value. While paper money can be printed overnight — and increasingly is — gold remains finite, tangible, and globally recognised.

Market Signal — Central Banks

Central banks purchased more than 1,000 tonnes of gold per year from 2022 through 2024, running 104% above the 2014–2016 baseline. Total global gold demand in Q3 2025 reached a record quarterly high of 1,313 tonnes — up 3% year on year.

These are not retail investors acting on tips. These are the institutions that design, manage, and rescue the monetary system. When they choose gold over their own currencies, that is a structural signal — not a trend.

What TGI actually is.

Trust Gold International AG (TGI) is a Liechtenstein-registered company offering structured physical gold purchase with deferred delivery and monthly discount cashback. To be precise: not an investment fund, not a savings product, not a financial instrument in the traditional regulatory sense. You purchase physical gold — 24-karat certified fine gold, 999.9 purity — at the daily spot price, and receive monthly cashback during the deferral period.

TGI currently offers four distinct products. Each serves a different commitment horizon and financial objective. Understanding the difference is not optional — it matters for your decision.

The four products —
side by side.

Here is the complete comparison. Read this section carefully before going further.

Product Monthly Cashback Bonus Total Discount Cancellable Delivery Key Note
GOLDN14
Basic 2%
2% None 72% Yes After 36m Flexible entry, exit anytime
GOLDN22
Basic 2% + TR
2% +36% at 36m 108% No After 36m Max loyalty return. Contractual bonus
GOLDN28
Sales Premium 4%
4% (on 75%) 200% fee (m.37–72) 144% Yes** After 36m Never-Ending Gold Story — self-compounding flywheel
GOLDN37
Sofortrabatt
None None 2–3% (instant) N/A Immediate Buy now, discount now, done

GOLDN14 — The flexible entry.

GOLDN14
Customer Basic 2%
Monthly cashback2% on purchase price
Loyalty bonusNone
Total discount over 36m72%
CancellableYes, anytime
DeliveryAfter 36 months
Purity24K / 999.9

Best for: first-time participants, those who want to test the model before committing fully. Clean, simple, exit door open.

MAX LOYALTY
GOLDN22
Customer Basic 2% + Treuerabatt
Monthly cashback2% on purchase price
Loyalty bonus at 36m+36% (contractual)
Total discount over 36m108%
CancellableNo
DeliveryAfter 36 months
Purity24K / 999.9

Best for: committed long-term thinkers. The 36% loyalty bonus is contractually stated — this is not a projection. Trade-off: no cancellation.

GOLDN28 — The accumulator. Read this one carefully.

NEVER-ENDING GOLD
GOLDN28
Sales Premium 4%
Monthly cashback4% (on 75% gold portion)
Post-delivery bonus200% on premium fee (months 37–72)
Total stated discount144%
CancellableYes** (conditions apply)
DeliveryAfter 36 months
Purity24K / 999.9

The Never-Ending Gold Story. Here is how the flywheel works: 25% of each monthly cashback automatically buys more gold. More gold means a larger base for the next 4% cashback. A larger cashback means more automatic gold purchases. Which means more gold. Which means more cashback. The cycle compounds — month after month, for 36 months. Your gold position grows not just from what you put in, but from its own returns.

Structure: 75% of purchase price buys gold (legally yours from day one), stored in vault. 25% is a premium fee — not gold — but it powers the compounding mechanism. 2/3 of monthly cashback is paid directly to your bank; 1/3 auto-repurchases gold. After delivery at month 36, the 200% post-delivery bonus (credited on the premium fee portion, months 37–72) is TGI's way of returning value on the fee you paid to access the flywheel.

GOLDN37
Sofortrabatt (Instant Discount)
Instant discount2–3% (11 tiers)
Monthly cashbackNone
DeferralNone
DeliveryImmediate or collection
ComplexitySimple
Purity24K / 999.9

Best for: buyers who want physical gold now, in hand, at a discount. No waiting. No deferral mechanics. No complexity. You buy, you get a 2–3% discount depending on the current tier, you own the gold. That's it.

Where the cashback
actually comes from.

This is the question most people should ask first and most promoters bury. Here is the direct answer.

TGI's stated revenue source is the mining margin generated through their cooperation with Gold Crest — a mining and refinery operation with documented activity in Ghana, Zambia, Sierra Leone, and Guyana.

The mining margin explained.

Gold mining is capital-intensive, but the structural margin between production cost and market price is substantial. Junior miners operating in West Africa typically report all-in sustaining costs (AISC) in the range of $30,000–$60,000 per kilogram. The gold spot price in early 2026 sits at approximately $100,000–$150,000 per kilogram.

~$45k
Avg. AISC per kg (West Africa)
~$125k
Gold spot price per kg (2026)
~$80k
Structural gross margin per kg

That structural margin — between what it costs to pull gold out of the ground and what it sells for — is what TGI accesses through the Gold Crest partnership. A portion of that margin funds the monthly cashback paid to customers during the deferral period.

Transparency Note

I am not independently auditing Gold Crest's production cost figures. The AISC range cited here is based on publicly available industry data for West African junior miners — not proprietary TGI financials. Verify current figures through TGI directly and consult independent sources before making any decision. The structural mechanism is logical; the specific operational execution is what requires your own due diligence.

The S.Y.S.T.E.M.
of smart money.

S
Save yourself from inflation eroding what you've built
Y
Your gold, your asset — legal ownership from day one
S
Structured cashflow while you wait for delivery
T
Time working in your favour — 36 months of compounding patience
E
Energy redirected from worry to wealth
M
Monthly cashback that compounds — not evaporates
1
Gold Customer

Acquire physical gold at a discount. Receive cashback monthly. Take delivery at term end. No referral activity required.

2
Referral Partner

Share the concept, qualify for performance-based commissions. Income is earned — not guaranteed. Results depend entirely on your effort.

3
Both

The combination strategy: build assets through gold accumulation while creating an additional income stream. Serious leverage — but only for those who actually build.

"Most people do network marketing every day. They recommend restaurants, products, experiences to friends and family. They just don't get paid for it. Would you like to change that?"

FMA, BaFin, and the SKR —
what they actually said.

I will not bury this section. If you are considering TGI, read this carefully.

BaFin Consumer Notice — Germany — Active as of 06.03.2026

Germany's Federal Financial Supervisory Authority (BaFin) published a consumer notice regarding TGI AG on 6 March 2026. The core regulatory question: does TGI's deferred delivery model trigger a prospectus obligation under German securities law?

What this is: An active investigation into a legal categorisation question. No fraud finding. No criminal proceedings. TGI cooperating fully with BaFin.

What this means for you: For German residents, this has direct legal relevance — consult an independent legal advisor before participating. For residents of other jurisdictions, it raises a legitimate structural question that TGI must resolve definitively. The outcome matters.

FMA Liechtenstein — July 2024 — No Authorisation Required

The Liechtenstein FMA confirmed that gold trading and physical custody do not require FMA authorisation under Liechtenstein law. A categorisation clarification — not a fraud finding or operational ban.

TGI AG: Städtle 33, FL-9490 Vaduz, Liechtenstein.

Safe Keeping Receipt (SKR) — Vienna Law Firm — March 2026

A Vienna-based law firm released a Safe Keeping Receipt confirming that 2,182 kilograms of 23-karat gold is held in regulated high-security vault custody. Independent third-party confirmation — not a TGI self-declaration. Documents storage, insurance, segregated ownership, and cooperation terms.

My position: I have been receiving consistent monthly cashback payouts. The gold custody is independently confirmed. The BaFin question is real and unresolved. Full transparency is not optional. It is how I operate.

Watch the full TGI presentation — anytime.

The complete model explained in detail. No sales pressure. Available around the clock.

Watch the 24/7 Webinar Speak with Maikel

Who this is
not for.

If you want instant results or guaranteed profits — this is not for you. If you need liquidity and cannot commit capital for 36 months — GOLDN22 is not your option. If you are a German resident who has not sought independent legal advice — do not participate yet. If you find GOLDN28's fee structure confusing — start with GOLDN14 until you understand it fully.

If you understand that long-term thinking is the real edge, that tangible assets matter, and that structured cashflow from a physical asset is a serious financial tool — TGI deserves your attention.

You can't solve 21st century problems with 20th century strategies. The system that told you to trust the bank, the pension, the currency — it's the same system buying over 1,000 tonnes of gold per year right now. Be honest with yourself about what that signals.

Ready to explore?

Your TGI account — your gold — your decision.

Open TGI Now → maikelandres.com/TGI

Regulatory disclosure: BaFin issued a consumer notice regarding TGI AG on 06.03.2026 — active investigation into prospectus obligation under German securities law. No fraud finding. No criminal proceedings. TGI cooperating fully. German residents: seek independent legal advice before participating. Regulatory status subject to change.

Product notes: GOLDN22 36% loyalty bonus is contractually stated and exclusive to that product. GOLDN28: 75% of purchase price buys gold; 25% is a premium fee. 4% monthly cashback is calculated on the 75% gold portion only. 2/3 of cashback is paid out; 1/3 auto-purchases gold. 200% post-delivery bonus applies to the premium fee portion in months 37–72. GOLDN37: 2–3% instant discount only, immediate delivery, no monthly cashback. All cashback and bonus figures are contractually stated discount rates on purchase price — not investment returns.

Educational and informational content only. Not financial, investment, or legal advice. Conduct your own due diligence. Mining cost estimates are industry figures; verify independently.

Greetings from Tenerife,
Maikel D. Andres
maikel@maikelandres.com